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Insurance / Business

Business Insurance

A range of protection for property, people, operations and liability.

01

Property, income and equipment

A business may need to protect its premises and equipment as well as the income it relies on. Brysons can help you discuss the risks that matter for your operations.

  • Fire and allied perils: physical damage to insured property
  • Business interruption: lost profit after an insured event
  • Burglary and money: theft-related losses
  • Computer and machinery: damage or breakdown risks
  • Contractors all risk: works, materials, plant and tools

02

Liability to others

Liability cover addresses claims arising from your work, products or premises. The right policy depends on who you serve and the harm your business could cause.

  • Public liability: injury or property damage involving third parties
  • Products liability: claims connected to goods you sell
  • Professional indemnity: errors or omissions in professional work
  • Employers liability: claims involving workplace injury or illness

03

People, management and finance

Businesses can also discuss protection for employee-related risks, management decisions and financial loss. The insurance team can explain the available wording and how different policies fit together.

  • Workers' compensation
  • Crime and fidelity guarantee for employee dishonesty
  • Directors and officers liability
  • Mortgage indemnity

04

Discuss your exposure

Tell the insurance team what you do, where you operate, what you own and who may be affected by your activities. They can discuss available policies, insured values, deductibles and the documents needed for a quotation.